Managing Your Personal Finances
RYAN, J.S. /ISBN : 0538441755 /Barcode : 9780538441759
Y: 5 / 2006 /PP 748 .
While focusing on the student's role as a citizen, student, family member, consumer, and active participant in the business world, MANAGING YOUR PERSONAL FINANCES informs students of their various financial responsibilities, and provides opportunities for self-awareness, expression, and satisfaction in a highly technical and competitive society. Students discover new ways to maximize their earning potential, develop strategies for managing their resources, explore skills for the wise use of credit, and gain insight into the different ways of investing money. Written specifically for high school students, special sections in each chapter hold student interest by focusing on current trends and issues consumers face in the marketplace.
Table of Contents :
UNIT 1. CAREER DECISIONS.
Chapter 1. Choosing Your Career.
Chapter 2. Planning Your Career.
Chapter 3. Getting the Job.
Chapter 4. Adapting to Your Job.
Chapter 5. Keeping Your Job.
UNIT 2. MONEY MANAGEMENT.
Chapter 6. Pay, Benefits, and Working Conditions.
Chapter 7. Federal Income Tax.
Chapter 8. Budgets and Financial Records.
Chapter 9. Checking Accounts and Other Banking Services.
UNIT 3. FINANCIAL SECURITY.
Chapter 10. Saving for the Future.
Chapter 11. Investing for Your Future.
Chapter 12. Investing in Stocks.
Chapter 13. Investing in Bonds.
Chapter 14. Investing in Mutual Funds, Real Estate, and Other Alternatives.
Chapter 15. Retirement and Estate Planning.
UNIT 4. CREDIT MANAGEMENT.
Chapter 16. Credit in America.
Chapter 17. Credit Records and Laws.
Chapter 18. Responsibilities and Costs of Credit.
Chapter 19. Problems with Credit.
UNIT 5. RESOURCE MANAGEMENT.
Chapter 20. Personal Decision Making.
Chapter 21. Renting a Residence.
Chapter 22. Buying a Home.
Chapter 23. Buying and Caring for a Vehicle.
Chapter 24. Family Decisions.
UNIT 6. RISK MANAGEMENT.
Chapter 25. Introduction to Risk Management.
Chapter 26. Property and Liability Insurance.
Chapter 27. Health and Life Insurance.
UNIT 7. CONSUMER RIGHTS AND RESPONSIBILITIES.
Chapter 28. Role of Consumers in a Free Enterprise System.
Chapter 29. Consumer Protection.
Chapter 30. Dispute Resolution.
Appendix A. 1040EZ Tax Tables.
Appendix B. 1040A Tax Tables.